30 Mar 2022 What Is a Good DTI for a Mortgage? If you’ve poked around the internet searching for information on getting a mortgage, you’ve likely asked yourself, “what is a good DTI for a mortgage, anyway?” Allow me to answer – but first, we should define your DTI and why it’s important. DTI stands for debt-to-income ratio. It’s the percentage of your gross monthly income […] Share on Facebook Share on Twitter
30 Mar 2022 3 Ways to Build Your Credit Score for a Mortgage We all know that your credit score for a mortgage is a key part of buying a home. Yet, many buyers are confused about the role their credit score plays in their journey to homeownership. Even if your credit score isn’t perfect or if you don’t currently have established credit, you can get a home […] Share on Facebook Share on Twitter
6 Sep 2021 Do You Need Good Credit To Buy a House? Many house-hunters often wonder, do you need good credit to buy a house? It is well known that credit scores can affect your ability to secure a home loan, especially if you have experienced a negative credit event such as bankruptcy, short sale, or foreclosure. But how long do these incidences affect your credit? When […] Share on Facebook Share on Twitter
17 Aug 2021 Self Employed Mortgage Advice – You CAN Buy ... Working from home, especially when you are self-employed, is quickly becoming a standard, leaving many house-hunters to seek self employed mortgage advice. It’s easy to feel like homeownership is a far-off reality for many self employed buyers – after all, self employed individuals may not always have consistent income, making it harder for lenders to […] Share on Facebook Share on Twitter
