Agreement to Our Legal Terms We are South County Mortgage Corporation ("Company," "we," "us," "our"), a company registered in Rhode Island, United States at: South County Mortgage Corporation19 First Ave, Floor 1East Greenwich, RI 02818 Phone: 401-583-4150Email: pj@southcountymtg.comWebsite: https://southcountymtg.com These Legal Terms constitute a legally binding agreement between you, whether personally or on behalf of an entity ("you"), and South County Mortgage Corporation, concerning your access to and use of the Services. By accessing the Services, you agree that you have read, understood, and are bound by these Legal Terms. If you do not agree with all of these Legal Terms, you must discontinue use of the Services immediately. Table of Contents Our Services Intellectual Property Rights User Representations Prohibited Activities User Generated Contributions Contribution License Third-Party Websites and Content Services Management Privacy Policy Term and Termination Modifications and Interruptions Governing Law Dispute Resolution Corrections Disclaimer Limitations of Liability Indemnification User Data Electronic Communications, Transactions, and Signatures SMS Text Messaging California Users and Residents Miscellaneous Contact Us 1. Our Services The information provided through the Services is not intended for distribution to or use by any person or entity in any jurisdiction where such distribution or use would be contrary to law or regulation. Those who access the Services from other locations do so on their own initiative and are responsible for compliance with local laws. 2. Intellectual Property Rights We own or license all intellectual property rights in our Services, including source code, databases, software, designs, text, photos, graphics, and the trademarks and logos. Content is provided "AS IS" for your personal, non-commercial use. No material may be copied, reproduced, or exploited for commercial purposes without prior written permission. 3. User Representations By using the Services, you represent that: You have the legal capacity to agree to these Terms. You are not a minor. You will not use automated means (bots/scripts) to access the Services. You will not use the Services for unlawful purposes. 4. Prohibited Activities You may not: Circumvent or disable security features. Interfere with proper functioning of the Services. Harass, defraud, or mislead us or other users. Upload harmful, obscene, defamatory, or discriminatory content. 5. User Generated Contributions You may provide comments, feedback, or other content ("Contributions"). By submitting Contributions, you grant us all intellectual property rights to use them freely. 6. Contribution License You agree we may use, store, and share Contributions without compensation. You retain ownership but waive moral rights where permitted by law. 7. Third-Party Websites and Content Our Services may link to third-party sites. We are not responsible for content, accuracy, or policies of third parties. 8. Services Management We may monitor the Services, remove content, restrict access, or suspend accounts to protect operations. 9. Privacy Policy Please review our Privacy Policy at https://southcountymtg.com/privacy-policy/. By using the Services, you agree to its terms. 10. Term and Termination These Terms remain in effect while you use the Services. We may terminate or suspend access at our discretion. 11. Modifications and Interruptions We reserve the right to change or discontinue Services without notice. We are not liable for downtime or loss of access. 12. Governing Law These Terms are governed by the laws of Rhode Island, without regard to conflict of law principles. 13. Dispute Resolution Disputes may be subject to arbitration or resolution in Rhode Island state and federal courts. 14. Corrections We reserve the right to correct errors or inaccuracies in the Services without notice. 15. Disclaimer The Services are provided on an "AS IS" and "AS AVAILABLE" basis. We disclaim all warranties to the maximum extent permitted by law. 16. Limitations of Liability We are not liable for indirect, incidental, or consequential damages arising from use of the Services. 17. Indemnification You agree to defend, indemnify, and hold us harmless from claims and damages arising from your use of the Services or violation of these Terms. 18. User Data We may retain certain data related to your use of the Services. You are responsible for backing up your data. 19. Electronic Communications, Transactions, and Signatures By using the Services, you consent to receive communications electronically and agree that electronic signatures are legally binding. 20. SMS Text Messaging By providing your phone number, you consent to receive SMS messages from us. Standard carrier rates may apply. You may opt out at any time. 21. California Users and Residents California residents may report complaints to the California Department of Consumer Affairs. 22. Miscellaneous These Terms constitute the entire agreement between you and South County Mortgage Corporation. Failure to enforce any right shall not be a waiver. 23. Contact Us For questions or concerns regarding these Terms & Conditions: South County Mortgage Corporation19 First Ave, Floor 1East Greenwich, RI 02818Phone: 401-583-4150Email: pj@southcountymtg.comWebsite: https://southcountymtg.com
